Your Business

Business savvy lenders that come in early and work all night.
Just like you. Learn More

Talk to a C1 Business Associate!

Get in touch with us and let C1 Bank help grow your business.

Entrepreneurial Approach to Banking

Entrepreneurial spirit is paramount to our culture and we understand how to work with entrepreneurs who require sophisticated tailored solutions. We focus on hiring and training smarter bankers who can be trusted advisors to our business clients in stark contrast to the impersonal, transactional approach of many of our competitors. We seek to establish long-term relationships with our clients so that we can customize loans to meet the needs of these entrepreneurs.

Business Checking

The C1 Bank business checking account offers exactly what you need from those needing a basic account to those seeking more in service and sophistication.

  • Debit Card
  • Notary Service
  • First 300 Deposited Items at No Charge*
    *$.25 Charge per Additional Item
  • E-statements
  • Non-Interest Bearing Account
  • Internet Banking
  • Bill Pay
  • $100 Average Daily Balance Required or $10 Monthly Service Charge Will Apply
  • C1 Business Checking
  • 300 Items at No Cost*
  • Debit Card
  • Notary Service
  • At Work Now Program for your Associates
  • Internet Banking
  • Bill Pay
  • E-Statements
  • Non-Interest Bearing Account
  • $100 Average Daily Balance Required or $10 Monthly Service Charge will Apply
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  • MORE INFO
  • C1 Emerald Business Checking
  • 500 Items at No Cost*
  • Debit Card
  • Notary Service
  • At Work Now Program for your Associates
  • Internet Banking
  • Bill Pay
  • Remote Deposit Capture**
  • E-Statements
  • Non-Interest Bearing Account
  • $5,000 Average Daily Balance Required or $25 Monthly Service Charge will Apply
  • MORE INFO

*$.25 Charge per Additional Item
**$49.95 Monthly Service Charge waived with $30,000 Average Daily Balance.

Commercial Loans

We live and work in the communities we serve, and understand the unique needs of your business. C1 Bank can lend up to $30 million to help you achieve your business objectives. And our client managers provide best-in-class service to assure that the loan is processed and closed simply and quickly.

  • Commercial Real Estate (up to 25 year amortization)
  • Commercial & Industrial Term Loans (Fixed or Variable Rates Available)
  • Construction Loans
  • Vehicle & Equipment Loans
  • Business Lines of Credit
  • Letters of Credit

We highly recommend C1 Bank

“When we were looking to change banks back in August 2013, a colleague recommended C1 Bank. We were very impressed and immediately started working to move our accounts to C1 Bank. Since that time, we have moved not only our business accounts but our personal accounts as well. C1 Bank’s team is personable, experienced, knowledgeable and accessible. We feel like a valued customer at C1 Bank, not just another account.”

- Rajesh K Agrawal, MD
American Lung & Sleep Disorder

SBA Loans

C1 Bank is a Preferred Lender of the SBA with more than 15 years in the program. That allows us to quickly approve and fund your loan on behalf of the SBA. Most importantly, we are well capitalized and looking to lend. We are frequently ranked as the number one SBA lender among local banks. Because your loan is processed right here in Florida you can go from application to approval in as little as two weeks.

  • Loans up to $5 million
  • Up to 90% financing
  • Real estate, furniture, fixtures and equipment, business acquisitions, or a combination
  • Fixed or adjustable rate options
  • Construction to permanent loans
  • Up to 25-year real estate terms, fully amortized and no balloon payments
Treasury Management

At C1 Bank, our Treasury Management Services team offers a dynamic suite of working capital management solutions for commercial and small business clients looking to get the most out of their capital. This robust suite of services is designed to optimize your company’s overall financial performance by giving you greater control over your company’s business costs, helping to improve cash flow and simplify your accounting.

  • Remote Deposit Capture
  • Automated Clearinghouse (ACH)
  • Zero Balance Accounts (ZBA)
  • Business Online Banking
  • Wire Transfer (Wire/Online Wire)
  • Positive Pay
  • Sweep To Line Of Credit
  • Image Lockbox
  • Merchant Services Credit Card Processing
Association Services

Spend more time enjoying your association and less time managing it. At C1 Bank we provide integrated solutions to meet the specific needs of property management companies and clients who manage residential associations.

  • Special Lockbox Service
  • Competitive Coupon Fees
  • No Fees for ACH Payments
  • Internet Banking Services
  • Integrated Remote Deposit Capture
  • One Time Penalty - Free Withdrawals on CDs
  • Drop Shipped Coupon Books
  • Bill Payment Services